Todd Lovejoy is an accomplished change agent who has served as a business leader for over three decades. As the owner and founder of California-based TAL Management Services, Todd Lovejoy provides management services and financing to companies ranging from small startups to mid-cap-sized firms.A mid-cap label indicates a firm’s value on the stock market is greater than $2 billion but less than $10 billion. This is in contrast to small-cap firms, which are valued below $2 billion, and large-cap companies, which are valued above $10 billion. The “cap” in these three categories refers to capitalization.Also known as market cap, capitalization is used to value companies and assess risk. The current market price of company stock is multiplied by all outstanding shares of stock to determine the capitalization amount. Although a lower capitalization represents a smaller or middle-sized firm, it also indicates a greater potential for growth. The smaller the firm, the greater the risk. Therefore, mid-cap firms offer both growth potential and less risk than small-cap companies.
A veteran business executive with experience working in the manufacturing and technology sectors, Todd Lovejoy is the co-founder of TAL Management Services in Livermore, California. Before pursuing his career, Todd Lovejoy earned a bachelor of science in electrical engineering from the University of California, Santa Barbara.One of America's leading research institutes, the University of California, Santa Barbara (USCB) includes a faculty that contains six Nobel laureates as well as elected members of the American Academy of Arts and Sciences and the National Academy of Engineering. A liberal arts college that is one of only 62 universities elected into the esteemed Association of American Universities, USCB aims to operate its teaching and research programs cohesively, thus ensuring its students engage in educational experiences that stimulate their creativity and critical reasoning abilities.In doing so, USCB fulfills its stated mission of meeting the needs of a global and multicultural society by encouraging collaboration between staff, faculty, and students of all disciplines.
